Loveland weather in October

In October, Loveland sees average daytime highs of 63°F and overnight lows near 37°F, with 1.6 in of precipitation across 6.9 wet days and about 10.9 hours of daylight. It is the 6th-warmest and 5th-wettest month of the year here.

Highs ease over the month, from about 68°F in the first days to 56°F by the end. The sky is clear or mostly clear about 52% of the time in October, and the air most often feels dry.

Daylight stretches from about 11 h 36 min at the start of October to 10 h 18 min by month's end. Set against the rest of the year, October is Loveland's 2nd-clearest and 4th-windiest month. For the whole year in context, see Loveland's year-round climate.

Daytime high
63°
6th warmest
Overnight low
37°
7th coldest
Precipitation
1.6 in
6.9 wet days
Daylight
10 h 54 min
6:18 AM – 5:13 PM
Cloud cover
42%
2nd clearest
Wind
5 mph
4th windiest
Solar energy
3.91 kWh/m²
Travel score
6.0
out of 10

Loveland is city in Larimer County, Colorado, United States.

Density
816/km²
people per km²
Founded
1877

Air quality: WHO Ambient Air Quality Database. Density & description: Wikidata (CC0), GeoNames.

Temperature in October

Average highAverage lowShaded bands: 10–90% of days

Highs ease over the month, from about 68°F in the first days to 56°F by the end.

A typical October day in Loveland reaches about 63°F in the afternoon and slips back to 37°F overnight — a 26°F spread between the day's warmth and the night's chill. On most days the high lands between 47°F and 77°F. Set against its neighbours, October runs about 13°F cooler than September and about 13°F warmer than November.

20°40°60°80°151015202531
Avg high (°F)Avg low (°F)
16943
26942
36942
46842
56741
66741
76740
86640
96640
106539
116539
126538
136438
146438
156337
166337
176237
186236
196236
206135
216135
226035
236034
245934
255834
265833
275733
285733
295632
305632
315531

How October really feels in Loveland

Once humidity and wind are folded in, October averages 0 days that feel above 90°F and 13 that feel at or below 32°F — the comfort signal a plain temperature reading hides.

Days feeling ≥ 90°F
0
heat index over the day's high
Days feeling ≤ 32°F
13
wind chill below the day's low

The story in October is cold — wind chill drags the overnight "feels like" below the raw low.

Loveland weather by month

How October compares with the rest of the year at a glance. October is the 6th-warmest and 5th-wettest month here — the current month is highlighted below.

MonthHigh / Low (°F)Rainfall (inches)Wet daysSnow daysDaylight (hours)Travel score
Jan41° / 19°0.644.29.40.1
Feb44° / 20°0.74.94.610.40.9
Mar53° / 27°1.56.94.311.73.4
Apr60° / 34°2.59.63.7134.9
May69° / 43°3.411.60.714.26.1
Jun79° / 52°2.18.7014.86.7
Jul86° / 58°1.77.7014.65.5
Aug84° / 57°1.56.7013.66.2
Sep76° / 49°1.55.80.312.37.6
Oct63° / 37°1.66.9210.96.0
Nov50° / 27°1.05.34.29.82.6
Dec41° / 20°0.63.849.20.2

Cloud cover in October

ClearMostly clearPartly cloudyMostly cloudyOvercast

The sky is clear or mostly clear about 52% of the time in October.

Beyond those clear spells, partly cloudy skies cover about 16% of October, with mostly cloudy or overcast conditions the remaining 31%.

0%25%50%75%100%151015202531
Clearer (%)Cloudier (%)
16931
26931
36931
46931
56931
66931
76931
86931
97030
107030
117030
127129
137129
147129
157129
167129
177129
187129
197030
206931
216931
226832
236733
246733
256733
266634
276535
286535
296634
306634
316535

Chance of precipitation in October

Any precipitationSnow

Loveland gets around 1.6 in of rain and snow over 6.9 wet days in October. The line is the day-by-day chance of measurable precipitation.

Day to day, the chance of measurable precipitation averages around 21% and peaks near 23% on the wettest days, and about 2 days bring snow.

0%10%20%30%151015202531
Rain chance (%)Snow chance (%)
1213
2223
3224
4224
5224
6234
7234
8235
9235
10225
11225
12225
13215
14215
15205
16205
17205
18205
19205
20206
21207
22207
23218
24219
252110
262110
272211
282212
292212
302213
312213

Humidity in October

DryComfortableHumidMuggyOppressiveMiserable

Most of October feels dry — the stacked bands show each day's mix of comfort levels, read off the dew point.

By dew point, October lands in the dry band about 100% of days. It rarely turns muggy — the humid and sticky bands barely register.

0%25%50%75%100%151015202531
Dry (%)
1100
2100
3100
4100
5100
6100
7100
8100
9100
10100
11100
12100
13100
14100
15100
16100
17100
18100
19100
20100
21100
22100
23100
24100
25100
26100
27100
28100
29100
30100
31100

Wind in October

Winds average 5 mph in October.

Across October, daily wind ranges from about 5 mph on the calmest days to 5 mph at its breeziest. It stays fairly steady from day to day.

0246810151015202531
Wind speed (mph)Feels
15calm
25calm
35calm
45calm
55calm
65calm
75calm
85calm
95calm
105calm
115calm
125calm
135calm
145calm
155calm
165calm
175calm
185calm
195calm
205calm
215calm
225calm
235calm
245calm
255calm
265calm
275calm
285calm
295calm
305calm
315calm

Sunrise & sunset in October

DaylightNight

Daylight runs from about 11 h 36 min at the start of October to 10 h 18 min by month's end. The lit band spans sunrise to sunset each day.

Days shrink by about 78 minutes over October. Sunrise moves from 6:02 AM to 6:35 AM, and sunset from 5:37 PM to 4:52 PM.

12 AM4 AM8 AM12 PM4 PM8 PM12 AM151015202531
Daylight (h)Sunrise (AM)Sunset (PM)
111.66:025:37
211.56:035:35
311.56:045:33
411.46:055:32
511.46:065:30
611.46:075:28
711.36:085:27
811.36:095:25
911.26:105:23
1011.26:125:22
1111.16:135:20
1211.16:145:19
1311.06:155:17
1411.06:165:16
1511.06:175:14
1610.96:185:13
1710.96:195:11
1810.86:205:10
1910.86:215:08
2010.76:235:07
2110.76:245:05
2210.76:255:04
2310.66:265:03
2410.66:275:01
2510.56:285:00
2610.56:294:59
2710.46:314:57
2810.46:324:56
2910.46:334:55
3010.36:344:54
3110.36:354:52

Solar energy in October

Daily solar energy (kWh/m²)

Average shortwave solar energy reaching the ground each day in October, about 3.91 kWh/m².

For context, solar energy here swings from a low near 2.37 kWh/m² to a high of 7.32 kWh/m² in June across the year — October's 3.91 kWh/m² falls in the middle.

024151015202531
Solar energy (kWh/m²)Level
14.6Bright
24.5Bright
34.5Bright
44.5Bright
54.4Bright
64.4Bright
74.3Bright
84.3Bright
94.2Bright
104.2Bright
114.2Bright
124.1Bright
134.1Bright
144.0Bright
154.0Moderate
164.0Moderate
173.9Moderate
183.9Moderate
193.8Moderate
203.8Moderate
213.7Moderate
223.7Moderate
233.6Moderate
243.6Moderate
253.5Moderate
263.5Moderate
273.5Moderate
283.4Moderate
293.4Moderate
303.4Moderate
313.3Moderate
Planning a trip in October

Is October a good time to visit Loveland?

Our two travel scores rate October for general sightseeing and for beach or pool weather — 0 (poor) to 10 (ideal).

6.0
Sightseeing
5th-best month of the year
1.8
Beach & pool
6th-best month of the year

October is a reasonable time to visit Loveland for sightseeing.

What to pack for Loveland in October

From October's temperature range, rain chance, sun and wind — what's worth putting in the bag.

In October, Loveland sees daytime highs around 63°F and nights near 37°F. Worth packing: a warm layer. About 7 days see rain.

a warm layer

UV index in Loveland in October

LowModerateHighVery highExtreme

Clear-sky midday UV in October peaks around 5 — enough to warrant sun protection. The full-year curve, shaded by WHO exposure level, is below.

Under clear skies, the midday UV index in Loveland peaks around July 13 at about 11 (extreme) — sunscreen, a hat and midday shade are essential. It bottoms out near January 1 at about 2 (low).

The index reaches 3 or more — the level where the WHO recommends sun protection — in 9 months of the year.

025710JanFebMarAprMayJunJulAugSepOctNovDecModerateHighVery highExtremeVery highHighModerateJul 13UV 11Jan 1UV 2
UV index (midday)Level
Jan2Low
Feb4Moderate
Mar6High
Apr6High
May8Very high
Jun10Extreme
Jul11Extreme
Aug10Very high
Sep7Very high
Oct5High
Nov3Moderate
Dec2Low

Air quality in Loveland in October

GoodModeratePoorUnhealthyVery unhealthy

Average fine-particle pollution (PM2.5) through the year — so you can see where October falls, not just the annual average.

Air quality in Loveland is worst in October — around 30 µg/m³ PM2.5 (moderate), about 3.1× the cleanest month (November, 10 µg/m³).

Modeled monthly averages (CAMS reanalysis, 2015–2024).

010203040JanFebMarAprMayJunJulAugSepOctNovDecGoodModerateGoodModerateGoodOct 1528 µg/m³Nov 2310 µg/m³
PM2.5 (µg/m³)Level
Jan12Good
Feb12Moderate
Mar14Moderate
Apr11Good
May11Good
Jun12Good
Jul14Moderate
Aug19Moderate
Sep17Moderate
Oct30Moderate
Nov10Good
Dec11Good
Location & terrain

Where is Loveland?

Loveland sits at 40.4°N, 105.1°W, 4,984 ft above sea level, in United States. The nearest listed city is Windsor, 11 mi away.

Topography around Loveland

How much the land rises and falls, and what covers it, within 2, 10 and 50 miles of Loveland.

Within 2 miles, the terrain around Loveland has only modest variations in elevation — a maximum elevation change of 200 ft around an average of 4,984 ft above sea level; within 10 miles, large variations in elevation — a maximum elevation change of 2,310 ft; within 50 miles, extreme variations in elevation — a maximum elevation change of 9,708 ft.

The land around Loveland is covered by artificial surfaces (45%) and grassland (21%) within 2 miles, grassland (52%) and cropland (20%) within 10 miles, and grassland (49%) and trees (27%) within 50 miles.

2 miles
200 ft
10 miles
2,310 ft
50 miles
9,708 ft
treesgrasslandcroplandartificial surfacesbare terrainwatermoss and lichen
October weather nearby: Windsor 11 mi · Fort Collins 13 mi · Longmont 16 mi · Greeley 19 mi · Evans 21 mi · Estes Park 24 mi · Erie 24 mi · Lafayette 28 mi

United States travel facts

Power plugs
Type A / B
120 V · 60 Hz
Prices
≈ 100% of US
price level, 2025
GDP per capita
$90,027
2025
Happiness
6.8 / 10
World Happiness, 2025
Safe drinking water
98%
of population, 2024
Homicide rate
5.8
per 100k, 2023
Road deaths
12.7
per 100k/yr, 2019
Income group
High
World Bank
Religion
Protestant 47%unaffiliated 23%Roman Catholic 21%Jewish 2%

Sources: World Bank, US State Department, World Happiness Report, WHO/UNICEF, EF EPI, CIA World Factbook.

Data sources

Temperature, precipitation, cloud, humidity, wind and solar figures are a 1991–2020 climatology for Loveland (40.3978°, -105.075°, elevation 4,984 ft), computed from hourly ERA5 reanalysis — contains modified Copernicus Climate Change Service information. Sun figures are astronomical calculations, not observations. City data © GeoNames, CC BY 4.0. Map outlines from Natural Earth (public domain); interactive map © Google. UV index is derived from CAMS (Copernicus Atmosphere Monitoring Service) clear-sky UV data — contains modified Copernicus Atmosphere Monitoring Service information. Monthly air-quality (PM2.5) seasonality is from the CAMS EAC4 reanalysis (Copernicus Atmosphere Monitoring Service), scaled to the WHO annual mean where available. Topography is sampled from the Copernicus DEM GLO-90 elevation model (© ESA/Airbus) and ESA WorldCover 2021 land cover (CC BY 4.0).