Waterloo weather in January

In January, Waterloo sees average daytime highs of 26°F and overnight lows near 11°F, with 1.4 in of precipitation across 6.8 wet days and about 9.2 hours of daylight. It is the 12th-warmest and 12th-wettest month of the year here.

Day-to-day highs hold fairly steady near 26°F through the month. The sky is clear or mostly clear about 23% of the time in January, and the air most often feels dry.

Daylight stretches from about 8 h 54 min at the start of January to 9 h 42 min by month's end. Set against the rest of the year, January is Waterloo's 12th-clearest and 4th-windiest month. For the whole year in context, see Waterloo's year-round climate.

Daytime high: 26°; 12th warmest
Overnight low: 11°; 1st coldest
Precipitation: 1.4 in; 6.8 wet days
Daylight: 9 h 12 min; 7:42 AM – 4:55 PM
Cloud cover: 68%; 12th clearest
Wind: 10 mph; 4th windiest
Solar energy: 2.07 kWh/m²
Travel score: 0.0; out of 10

Waterloo is city in Black Hawk County, Iowa, United States.

Density: 418/km²; people per km²
Founded: 1868

Air quality: WHO Ambient Air Quality Database. Density & description: Wikidata (CC0), GeoNames.

← December Waterloo year-round climate February →Best places to visit in January

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Temperature in January

Average highAverage lowShaded bands: 10–90% of days

Day-to-day highs hold fairly steady near 26°F through the month.

A typical January day in Waterloo reaches about 26°F in the afternoon and slips back to 11°F overnight — a 15°F spread between the day's warmth and the night's chill. On most days the high lands between 9°F and 41°F. Set against its neighbours, January runs about 6°F cooler than December and about 4°F cooler than February.

	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31
Avg high (°F)	28	28	28	28	28	27	27	27	27	27	26	26	26	26	26	26	26	26	26	26	26	26	26	26	26	26	26	26	26	27	27
Avg low (°F)	14	13	13	13	13	12	12	12	12	11	11	11	11	11	11	11	10	10	10	10	10	10	10	10	11	11	11	11	11	11	11

	Avg high (°F)	Avg low (°F)
1	28	14
2	28	13
3	28	13
4	28	13
5	28	13
6	27	12
7	27	12
8	27	12
9	27	12
10	27	11
11	26	11
12	26	11
13	26	11
14	26	11
15	26	11
16	26	11
17	26	10
18	26	10
19	26	10
20	26	10
21	26	10
22	26	10
23	26	10
24	26	10
25	26	11
26	26	11
27	26	11
28	26	11
29	26	11
30	27	11
31	27	11

How January really feels in Waterloo

Once humidity and wind are folded in, January averages 0 days that feel above 90°F and 31 that feel at or below 32°F — the comfort signal a plain temperature reading hides.

Days feeling ≥ 90°F

heat index over the day's high

Days feeling ≤ 32°F

31 feel bitter (≤ 14°F)

The story in January is cold — wind chill drags the overnight "feels like" below the raw low.

Waterloo weather by month

How January compares with the rest of the year at a glance. January is the 12th-warmest and 12th-wettest month here — the current month is highlighted below.

Month	High / Low (°F)	Rainfall (inches)	Wet days	Snow days	Daylight (hours)	Travel score
Jan	26° / 11°	1.4	6.8	5.6	9.2	0.0
Feb	31° / 15°	1.4	6.5	4.8	10.3	0.0
Mar	45° / 27°	2.5	9	3.4	11.6	1.1
Apr	59° / 39°	4.3	11.2	1.1	13.1	4.3
May	70° / 51°	5.0	13	0.1	14.4	6.0
Jun	79° / 61°	5.1	12.4	0	15.1	6.3
Jul	82° / 64°	4.2	10.3	0	14.8	6.5
Aug	80° / 61°	3.9	9.5	0	13.7	6.8
Sep	73° / 53°	3.7	8.6	0	12.3	7.1
Oct	60° / 41°	2.8	8.3	0.4	10.8	5.2
Nov	45° / 29°	2.1	7.2	2.1	9.6	1.2
Dec	32° / 18°	1.7	6.9	5.1	8.9	0.0

Cloud cover in January

ClearMostly clearPartly cloudyMostly cloudyOvercast

The sky is clear or mostly clear about 23% of the time in January, the cloudiest month of the year.

Beyond those clear spells, partly cloudy skies cover about 12% of January, with mostly cloudy or overcast conditions the remaining 65%.

	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31
Clearer (%)	35	36	36	35	35	35	34	34	34	34	34	34	34	34	34	34	34	34	34	34	34	34	34	33	33	34	34	34	34	34	35
Cloudier (%)	65	64	64	65	65	65	66	66	66	66	66	66	66	66	66	66	66	66	66	66	66	66	66	67	67	66	66	66	66	66	65

	Clearer (%)	Cloudier (%)
1	35	65
2	36	64
3	36	64
4	35	65
5	35	65
6	35	65
7	34	66
8	34	66
9	34	66
10	34	66
11	34	66
12	34	66
13	34	66
14	34	66
15	34	66
16	34	66
17	34	66
18	34	66
19	34	66
20	34	66
21	34	66
22	34	66
23	34	66
24	33	67
25	33	67
26	34	66
27	34	66
28	34	66
29	34	66
30	34	66
31	35	65

Chance of precipitation in January

Any precipitationSnow

Waterloo gets around 1.4 in of rain and snow over 6.8 wet days in January, the driest month. The line is the day-by-day chance of measurable precipitation.

Day to day, the chance of measurable precipitation averages around 22% and peaks near 24% on the wettest days, and about 6 days bring snow.

	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31
Rain chance (%)	21	21	21	21	22	22	22	22	22	22	22	23	23	23	23	24	24	24	24	24	23	23	23	23	23	23	22	22	22	22	21
Snow chance (%)	16	16	16	16	16	16	17	17	17	18	18	18	19	19	19	20	20	20	20	20	20	20	20	20	20	20	20	19	19	19	19

	Rain chance (%)	Snow chance (%)
1	21	16
2	21	16
3	21	16
4	21	16
5	22	16
6	22	16
7	22	17
8	22	17
9	22	17
10	22	18
11	22	18
12	23	18
13	23	19
14	23	19
15	23	19
16	24	20
17	24	20
18	24	20
19	24	20
20	24	20
21	23	20
22	23	20
23	23	20
24	23	20
25	23	20
26	23	20
27	22	20
28	22	19
29	22	19
30	22	19
31	21	19

Humidity in January

DryComfortableHumidMuggyOppressiveMiserable

Most of January feels dry — the stacked bands show each day's mix of comfort levels, read off the dew point.

By dew point, January lands in the dry band about 100% of days. It rarely turns muggy — the humid and sticky bands barely register.

	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31
Dry (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100

	Dry (%)
1	100
2	100
3	100
4	100
5	100
6	100
7	100
8	100
9	100
10	100
11	100
12	100
13	100
14	100
15	100
16	100
17	100
18	100
19	100
20	100
21	100
22	100
23	100
24	100
25	100
26	100
27	100
28	100
29	100
30	100
31	100

Wind in January

Winds average 10 mph in January.

Across January, daily wind ranges from about 10 mph on the calmest days to 10 mph at its breeziest. It stays fairly steady from day to day.

	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31
Wind speed (mph)	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10
Feels	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze	light breeze

	Wind speed (mph)	Feels
1	10	light breeze
2	10	light breeze
3	10	light breeze
4	10	light breeze
5	10	light breeze
6	10	light breeze
7	10	light breeze
8	10	light breeze
9	10	light breeze
10	10	light breeze
11	10	light breeze
12	10	light breeze
13	10	light breeze
14	10	light breeze
15	10	light breeze
16	10	light breeze
17	10	light breeze
18	10	light breeze
19	10	light breeze
20	10	light breeze
21	10	light breeze
22	10	light breeze
23	10	light breeze
24	10	light breeze
25	10	light breeze
26	10	light breeze
27	10	light breeze
28	10	light breeze
29	10	light breeze
30	10	light breeze
31	10	light breeze

Sunrise & sunset in January

DaylightNight

Daylight runs from about 8 h 54 min at the start of January to 9 h 42 min by month's end. The lit band spans sunrise to sunset each day.

Days grow by about 48 minutes over January. Sunrise moves from 7:45 AM to 7:32 AM, and sunset from 4:41 PM to 5:13 PM.

	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31
Daylight (h)	8.9	8.9	9.0	9.0	9.0	9.0	9.0	9.0	9.1	9.1	9.1	9.1	9.1	9.2	9.2	9.2	9.2	9.3	9.3	9.3	9.3	9.4	9.4	9.4	9.5	9.5	9.5	9.6	9.6	9.6	9.7
Sunrise (AM)	7:45	7:45	7:45	7:45	7:45	7:45	7:45	7:45	7:44	7:44	7:44	7:44	7:43	7:43	7:43	7:42	7:42	7:41	7:41	7:40	7:40	7:39	7:39	7:38	7:37	7:37	7:36	7:35	7:34	7:33	7:32
Sunset (PM)	4:41	4:41	4:42	4:43	4:44	4:45	4:46	4:47	4:48	4:49	4:50	4:51	4:52	4:53	4:54	4:55	4:56	4:57	4:58	5:00	5:01	5:02	5:03	5:04	5:06	5:07	5:08	5:09	5:10	5:12	5:13

	Daylight (h)	Sunrise (AM)	Sunset (PM)
1	8.9	7:45	4:41
2	8.9	7:45	4:41
3	9.0	7:45	4:42
4	9.0	7:45	4:43
5	9.0	7:45	4:44
6	9.0	7:45	4:45
7	9.0	7:45	4:46
8	9.0	7:45	4:47
9	9.1	7:44	4:48
10	9.1	7:44	4:49
11	9.1	7:44	4:50
12	9.1	7:44	4:51
13	9.1	7:43	4:52
14	9.2	7:43	4:53
15	9.2	7:43	4:54
16	9.2	7:42	4:55
17	9.2	7:42	4:56
18	9.3	7:41	4:57
19	9.3	7:41	4:58
20	9.3	7:40	5:00
21	9.3	7:40	5:01
22	9.4	7:39	5:02
23	9.4	7:39	5:03
24	9.4	7:38	5:04
25	9.5	7:37	5:06
26	9.5	7:37	5:07
27	9.5	7:36	5:08
28	9.6	7:35	5:09
29	9.6	7:34	5:10
30	9.6	7:33	5:12
31	9.7	7:32	5:13

Solar energy in January

Daily solar energy (kWh/m²)

Average shortwave solar energy reaching the ground each day in January, about 2.07 kWh/m².

For context, solar energy here swings from a low near 1.7 kWh/m² to a high of 6.37 kWh/m² in July across the year — January's 2.07 kWh/m² sits near the bottom.

	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31
Solar energy (kWh/m²)	1.8	1.8	1.8	1.8	1.8	1.8	1.9	1.9	1.9	1.9	1.9	2.0	2.0	2.0	2.0	2.1	2.1	2.1	2.1	2.2	2.2	2.2	2.3	2.3	2.3	2.4	2.4	2.4	2.5	2.5	2.5
Level	Dim	Dim	Dim	Dim	Dim	Dim	Dim	Dim	Dim	Dim	Dim	Dim	Dim	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate	Moderate

	Solar energy (kWh/m²)	Level
1	1.8	Dim
2	1.8	Dim
3	1.8	Dim
4	1.8	Dim
5	1.8	Dim
6	1.8	Dim
7	1.9	Dim
8	1.9	Dim
9	1.9	Dim
10	1.9	Dim
11	1.9	Dim
12	2.0	Dim
13	2.0	Dim
14	2.0	Moderate
15	2.0	Moderate
16	2.1	Moderate
17	2.1	Moderate
18	2.1	Moderate
19	2.1	Moderate
20	2.2	Moderate
21	2.2	Moderate
22	2.2	Moderate
23	2.3	Moderate
24	2.3	Moderate
25	2.3	Moderate
26	2.4	Moderate
27	2.4	Moderate
28	2.4	Moderate
29	2.5	Moderate
30	2.5	Moderate
31	2.5	Moderate

Planning a trip in January

Is January a good time to visit Waterloo?

Our two travel scores rate January for general sightseeing and for beach or pool weather — 0 (poor) to 10 (ideal).

0.0

Sightseeing

10th-best month of the year

0.0

Beach & pool

9th-best month of the year

January is a weaker month for outdoor sightseeing in Waterloo.

What to pack for Waterloo in January

From January's temperature range, rain chance, sun and wind — what's worth putting in the bag.

In January, Waterloo sees daytime highs around 26°F and nights near 11°F. Pack a warm layer and a heavy coat. About 7 days see rain.

a warm layera heavy coat

UV index in Waterloo in January

LowModerateHighVery highExtreme

Clear-sky midday UV in January peaks around 2. The full-year curve, shaded by WHO exposure level, is below.

Under clear skies, the midday UV index in Waterloo peaks around June 18 at about 9 (very high) — sunscreen, a hat and midday shade are essential. It bottoms out near January 1 at about 2 (low).

The index reaches 3 or more — the level where the WHO recommends sun protection — in 8 months of the year.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
UV index (midday)	2	3	4	6	7	9	8	7	6	3	2	2
Level	Low	Moderate	Moderate	High	Very high	Very high	Very high	Very high	High	Moderate	Moderate	Low

	UV index (midday)	Level
Jan	2	Low
Feb	3	Moderate
Mar	4	Moderate
Apr	6	High
May	7	Very high
Jun	9	Very high
Jul	8	Very high
Aug	7	Very high
Sep	6	High
Oct	3	Moderate
Nov	2	Moderate
Dec	2	Low

Air quality in Waterloo in January

GoodModeratePoorUnhealthyVery unhealthy

Average fine-particle pollution (PM2.5) through the year — so you can see where January falls, not just the annual average.

Air quality in Waterloo is worst in July — around 16 µg/m³ PM2.5 (moderate), about 2.2× the cleanest month (October, 7 µg/m³).

Modeled monthly averages (CAMS reanalysis, 2015–2024).

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
PM2.5 (µg/m³)	12	15	14	11	12	13	16	15	12	7	8	10
Level	Moderate	Moderate	Moderate	Good	Good	Moderate	Moderate	Moderate	Good	Good	Good	Good

	PM2.5 (µg/m³)	Level
Jan	12	Moderate
Feb	15	Moderate
Mar	14	Moderate
Apr	11	Good
May	12	Good
Jun	13	Moderate
Jul	16	Moderate
Aug	15	Moderate
Sep	12	Good
Oct	7	Good
Nov	8	Good
Dec	10	Good

Location & terrain

Where is Waterloo?

Waterloo sits at 42.5°N, 92.3°W, 856 ft above sea level, in United States. The nearest listed city is Cedar Falls, 5.6 mi away.

Topography around Waterloo

How much the land rises and falls, and what covers it, within 2, 10 and 50 miles of Waterloo.

Within 2 miles, the terrain around Waterloo has only modest variations in elevation — a maximum elevation change of 151 ft around an average of 873 ft above sea level; within 10 miles, only modest variations in elevation — a maximum elevation change of 243 ft; within 50 miles, only modest variations in elevation — a maximum elevation change of 620 ft.

The land around Waterloo is covered by trees (39%) and artificial surfaces (39%) within 2 miles, cropland (64%) within 10 miles, and cropland (81%) within 50 miles.

2 miles

151 ft

trees 39%

10 miles

243 ft

cropland 64%

50 miles

620 ft

cropland 81%

treesgrasslandcroplandartificial surfacesbare terrainwater

← December Waterloo year-round climate February →Best places to visit in January

January weather nearby: Cedar Falls 5.6 mi · Marshalltown 42 mi · Cedar Rapids 49 mi · Marion 50 mi · Mason City 63 mi · North Liberty 64 mi · Newton 66 mi · Coralville 68 mi

United States travel facts

Power plugs: Type A / B; 120 V · 60 Hz
Prices: ≈ 100% of US; price level, 2025
GDP per capita: $90,027; 2025
Happiness: 6.8 / 10; World Happiness, 2025
Safe drinking water: 98%; of population, 2024
Homicide rate: 5.8; per 100k, 2023
Road deaths: 12.7; per 100k/yr, 2019
Income group: High; World Bank
Religion

Sources: World Bank, US State Department, World Happiness Report, WHO/UNICEF, EF EPI, CIA World Factbook.

Data sources

Temperature, precipitation, cloud, humidity, wind and solar figures are a 1991–2020 climatology for Waterloo (42.4928°, -92.343°, elevation 856 ft), computed from hourly ERA5 reanalysis — contains modified Copernicus Climate Change Service information. Sun figures are astronomical calculations, not observations. City data © GeoNames, CC BY 4.0. Map outlines from Natural Earth (public domain); interactive map © Google. UV index is derived from CAMS (Copernicus Atmosphere Monitoring Service) clear-sky UV data — contains modified Copernicus Atmosphere Monitoring Service information. Monthly air-quality (PM2.5) seasonality is from the CAMS EAC4 reanalysis (Copernicus Atmosphere Monitoring Service), scaled to the WHO annual mean where available. Topography is sampled from the Copernicus DEM GLO-90 elevation model (© ESA/Airbus) and ESA WorldCover 2021 land cover (CC BY 4.0).

	Avg high (°F)	Avg low (°F)
1	28	14
2	28	13
3	28	13
4	28	13
5	28	13
6	27	12
7	27	12
8	27	12
9	27	12
10	27	11
11	26	11
12	26	11
13	26	11
14	26	11
15	26	11
16	26	11
17	26	10
18	26	10
19	26	10
20	26	10
21	26	10
22	26	10
23	26	10
24	26	10
25	26	11
26	26	11
27	26	11
28	26	11
29	26	11
30	27	11
31	27	11

	Clearer (%)	Cloudier (%)
1	35	65
2	36	64
3	36	64
4	35	65
5	35	65
6	35	65
7	34	66
8	34	66
9	34	66
10	34	66
11	34	66
12	34	66
13	34	66
14	34	66
15	34	66
16	34	66
17	34	66
18	34	66
19	34	66
20	34	66
21	34	66
22	34	66
23	34	66
24	33	67
25	33	67
26	34	66
27	34	66
28	34	66
29	34	66
30	34	66
31	35	65

	Rain chance (%)	Snow chance (%)
1	21	16
2	21	16
3	21	16
4	21	16
5	22	16
6	22	16
7	22	17
8	22	17
9	22	17
10	22	18
11	22	18
12	23	18
13	23	19
14	23	19
15	23	19
16	24	20
17	24	20
18	24	20
19	24	20
20	24	20
21	23	20
22	23	20
23	23	20
24	23	20
25	23	20
26	23	20
27	22	20
28	22	19
29	22	19
30	22	19
31	21	19

	Dry (%)
1	100
2	100
3	100
4	100
5	100
6	100
7	100
8	100
9	100
10	100
11	100
12	100
13	100
14	100
15	100
16	100
17	100
18	100
19	100
20	100
21	100
22	100
23	100
24	100
25	100
26	100
27	100
28	100
29	100
30	100
31	100

	Avg high (°F)	Avg low (°F)
1	28	14
2	28	13
3	28	13
4	28	13
5	28	13
6	27	12
7	27	12
8	27	12
9	27	12
10	27	11
11	26	11
12	26	11
13	26	11
14	26	11
15	26	11
16	26	11
17	26	10
18	26	10
19	26	10
20	26	10
21	26	10
22	26	10
23	26	10
24	26	10
25	26	11
26	26	11
27	26	11
28	26	11
29	26	11
30	27	11
31	27	11

	Clearer (%)	Cloudier (%)
1	35	65
2	36	64
3	36	64
4	35	65
5	35	65
6	35	65
7	34	66
8	34	66
9	34	66
10	34	66
11	34	66
12	34	66
13	34	66
14	34	66
15	34	66
16	34	66
17	34	66
18	34	66
19	34	66
20	34	66
21	34	66
22	34	66
23	34	66
24	33	67
25	33	67
26	34	66
27	34	66
28	34	66
29	34	66
30	34	66
31	35	65

	Rain chance (%)	Snow chance (%)
1	21	16
2	21	16
3	21	16
4	21	16
5	22	16
6	22	16
7	22	17
8	22	17
9	22	17
10	22	18
11	22	18
12	23	18
13	23	19
14	23	19
15	23	19
16	24	20
17	24	20
18	24	20
19	24	20
20	24	20
21	23	20
22	23	20
23	23	20
24	23	20
25	23	20
26	23	20
27	22	20
28	22	19
29	22	19
30	22	19
31	21	19

	Dry (%)
1	100
2	100
3	100
4	100
5	100
6	100
7	100
8	100
9	100
10	100
11	100
12	100
13	100
14	100
15	100
16	100
17	100
18	100
19	100
20	100
21	100
22	100
23	100
24	100
25	100
26	100
27	100
28	100
29	100
30	100
31	100

	Avg high (°F)	Avg low (°F)
1	28	14
2	28	13
3	28	13
4	28	13
5	28	13
6	27	12
7	27	12
8	27	12
9	27	12
10	27	11
11	26	11
12	26	11
13	26	11
14	26	11
15	26	11
16	26	11
17	26	10
18	26	10
19	26	10
20	26	10
21	26	10
22	26	10
23	26	10
24	26	10
25	26	11
26	26	11
27	26	11
28	26	11
29	26	11
30	27	11
31	27	11

	Clearer (%)	Cloudier (%)
1	35	65
2	36	64
3	36	64
4	35	65
5	35	65
6	35	65
7	34	66
8	34	66
9	34	66
10	34	66
11	34	66
12	34	66
13	34	66
14	34	66
15	34	66
16	34	66
17	34	66
18	34	66
19	34	66
20	34	66
21	34	66
22	34	66
23	34	66
24	33	67
25	33	67
26	34	66
27	34	66
28	34	66
29	34	66
30	34	66
31	35	65

	Rain chance (%)	Snow chance (%)
1	21	16
2	21	16
3	21	16
4	21	16
5	22	16
6	22	16
7	22	17
8	22	17
9	22	17
10	22	18
11	22	18
12	23	18
13	23	19
14	23	19
15	23	19
16	24	20
17	24	20
18	24	20
19	24	20
20	24	20
21	23	20
22	23	20
23	23	20
24	23	20
25	23	20
26	23	20
27	22	20
28	22	19
29	22	19
30	22	19
31	21	19

	Dry (%)
1	100
2	100
3	100
4	100
5	100
6	100
7	100
8	100
9	100
10	100
11	100
12	100
13	100
14	100
15	100
16	100
17	100
18	100
19	100
20	100
21	100
22	100
23	100
24	100
25	100
26	100
27	100
28	100
29	100
30	100
31	100