Panama City weather in July

In July, Panama City sees average daytime highs of 85°F and overnight lows near 78°F, with 5.6 in of rain across 20.2 wet days and about 13.7 hours of daylight. It is the 1st-warmest and 2nd-wettest month of the year here.

Day-to-day highs hold fairly steady near 85°F through the month. The sky is clear or mostly clear about 25% of the time in July, and the air most often feels miserable.

Daylight stretches from about 13 h 54 min at the start of July to 13 h 30 min by month's end. Set against the rest of the year, July is Panama City's 12th-clearest and 11th-windiest month. For the whole year in context, see Panama City's year-round climate.

Daytime high
85°
1st warmest
Overnight low
78°
12th coldest
Rainfall
5.6 in
20.2 wet days
Daylight
13 h 48 min
4:55 AM – 6:41 PM
Cloud cover
63%
12th clearest
Wind
7 mph
11th windiest
Solar energy
5.94 kWh/m²
Travel score
4.0
out of 10

Panama City is city in and county seat of Bay County, Florida, United States.

Density
417/km²
people per km²
Founded
1909

Air quality: WHO Ambient Air Quality Database. Density & description: Wikidata (CC0), GeoNames.

Temperature in July

Average highAverage lowShaded bands: 10–90% of days

Day-to-day highs hold fairly steady near 85°F through the month.

A typical July day in Panama City reaches about 85°F in the afternoon and slips back to 78°F overnight — a 7°F spread between the day's warmth and the night's chill. On most days the high lands between 82°F and 88°F. Set against its neighbours, July runs about 2°F warmer than June and on par with August.

70°80°90°151015202531
Avg high (°F)Avg low (°F)
18578
28578
38578
48578
58578
68578
78578
88578
98578
108578
118578
128578
138578
148578
158578
168578
178578
188578
198578
208578
218578
228578
238578
248578
258578
268578
278578
288578
298578
308578
318578

How July really feels in Panama City

Once humidity and wind are folded in, July averages 31 days that feel above 90°F and 0 that feel at or below 32°F — the comfort signal a plain temperature reading hides.

Days feeling ≥ 90°F
31
heat index over the day's high
Days feeling ≤ 32°F
0
wind chill below the day's low

The story in July is heat — humidity pushes the afternoon "feels like" well above the raw temperature.

Panama City weather by month

How July compares with the rest of the year at a glance. July is the 1st-warmest and 2nd-wettest month here — the current month is highlighted below.

MonthHigh / Low (°F)Rainfall (inches)Wet daysDaylight (hours)Travel score
Jan60° / 48°4.7910.35.1
Feb63° / 51°4.47.810.95.8
Mar67° / 56°4.98.211.86.7
Apr73° / 62°3.26.912.77.5
May79° / 70°2.57.713.57.2
Jun84° / 76°4.815.513.95.0
Jul85° / 78°5.620.213.74.0
Aug85° / 78°6.520.413.14.0
Sep84° / 74°5.01212.25.5
Oct77° / 65°3.56.411.37.6
Nov69° / 56°2.96.910.57.1
Dec63° / 51°4.28.610.15.8

Cloud cover in July

ClearMostly clearPartly cloudyMostly cloudyOvercast

The sky is clear or mostly clear about 25% of the time in July, the cloudiest month of the year.

Beyond those clear spells, partly cloudy skies cover about 18% of July, with mostly cloudy or overcast conditions the remaining 57%. Skies tend to cloud over as the month goes on.

0%25%50%75%100%151015202531
Clearer (%)Cloudier (%)
14654
24654
34654
44654
54654
64654
74654
84654
94555
104654
114555
124555
134654
144456
154555
164456
174456
184357
194258
204258
214159
224258
234258
244159
254159
264060
274060
283961
293961
304060
313961

Chance of precipitation in July

Any precipitation

Panama City gets around 5.6 in of rain over 20.2 wet days in July. The line is the day-by-day chance of measurable precipitation.

Day to day, the chance of measurable rain averages around 66% and peaks near 69% on the wettest days. The odds climb toward the end of the month.

0%20%40%60%80%151015202531
Rain chance (%)
158
258
359
459
560
661
761
862
963
1064
1164
1265
1366
1467
1567
1668
1768
1869
1969
2069
2169
2269
2369
2469
2569
2669
2769
2869
2969
3068
3168

Humidity in July

DryComfortableHumidMuggyOppressiveMiserable

Most of July feels miserable — the stacked bands show each day's mix of comfort levels, read off the dew point.

By dew point, July lands in the miserable band about 55% of days. Sticky, muggy-or-worse air turns up on roughly 100% of them.

0%25%50%75%100%151015202531
Humid (%)Muggy (%)Oppressive (%)Miserable (%)
1135640
2035641
3025642
4025444
5025345
6025147
7025048
8024850
9024751
10024652
11024553
12024454
13024355
14024256
15024157
16024058
17024058
18023959
19023860
20023860
21023860
22023761
23023761
24023761
25023761
26023761
27023761
28023761
29023761
30023662
31023662

Wind in July

Winds average 7 mph in July.

Across July, daily wind ranges from about 7 mph on the calmest days to 7 mph at its breeziest. It stays fairly steady from day to day.

0246810151015202531
Wind speed (mph)Feels
17calm
27calm
37calm
47calm
57calm
67calm
77calm
87calm
97calm
107calm
117calm
127calm
137calm
147calm
157calm
167calm
177calm
187calm
197calm
207calm
217calm
227calm
237calm
247calm
257calm
267calm
277calm
287calm
297calm
307calm
317calm

Sunrise & sunset in July

DaylightNight

Daylight runs from about 13 h 54 min at the start of July to 13 h 30 min by month's end. The lit band spans sunrise to sunset each day.

Days shrink by about 24 minutes over July. Sunrise moves from 4:48 AM to 5:04 AM, and sunset from 6:44 PM to 6:34 PM.

12 AM4 AM8 AM12 PM4 PM8 PM12 AM151015202531
Daylight (h)Sunrise (AM)Sunset (PM)
113.94:486:44
213.94:496:44
313.94:496:44
413.94:496:44
513.94:506:44
613.94:506:43
713.94:516:43
813.94:516:43
913.94:526:43
1013.84:526:43
1113.84:536:43
1213.84:536:42
1313.84:546:42
1413.84:546:42
1513.84:556:42
1613.84:556:41
1713.84:566:41
1813.74:566:41
1913.74:576:40
2013.74:576:40
2113.74:586:39
2213.74:596:39
2313.74:596:38
2413.65:006:38
2513.65:006:37
2613.65:016:37
2713.65:026:36
2813.65:026:36
2913.55:036:35
3013.55:036:34
3113.55:046:34

Solar energy in July

Daily solar energy (kWh/m²)

Average shortwave solar energy reaching the ground each day in July, about 5.94 kWh/m².

For context, solar energy here swings from a low near 2.86 kWh/m² to a high of 6.6 kWh/m² in May across the year — July's 5.94 kWh/m² falls in the middle.

0246151015202531
Solar energy (kWh/m²)Level
16.1Intense
26.1Intense
36.0Intense
46.0Intense
56.0Intense
66.0Intense
76.0Intense
86.0Intense
96.0Intense
106.0Intense
116.0Intense
126.0Bright
136.0Bright
146.0Bright
156.0Bright
166.0Bright
175.9Bright
185.9Bright
195.9Bright
205.9Bright
215.9Bright
225.9Bright
235.8Bright
245.8Bright
255.8Bright
265.8Bright
275.8Bright
285.8Bright
295.7Bright
305.7Bright
315.7Bright
Planning a trip in July

Hazard calendar for Panama City

In seasonPeak

In July, Panama City sits inside its atlantic hurricane season. The full year is below, with each hazard's peak months called out.

Panama City sits in the Atlantic hurricane belt; the season peaks August–October.

Atlantic hurricane
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Is July a good time to visit Panama City?

Our two travel scores rate July for general sightseeing and for beach or pool weather — 0 (poor) to 10 (ideal).

4.0
Sightseeing
11th-best month of the year
5.3
Beach & pool
7th-best month of the year

July is a reasonable time to visit Panama City for sightseeing.

What to pack for Panama City in July

From July's temperature range, rain chance, sun and wind — what's worth putting in the bag.

In July, Panama City sees daytime highs around 85°F and nights near 78°F. Pack light clothes and rain gear. Worth having: sun protection. About 20 days see rain.

light clothesrain gearsun protection

Sea temperature near Panama City in July

The nearest coast averages about 84°F in July — the other half of the beach question. The full-year curve and swim-comfort zones are below.

The sea offshore is warmest in August at about 85°F and coldest in February near 62°F.

It's comfortable for a long swim from Apr 8 to Dec 6 — about 8 months when the water holds above 68°F.

60°70°80°90°JanFebMarAprMayJunJulAugSepOctNovDecbracingcoolrefreshingwarmtropicalcomfortable to swim
Sea temperature (°F)Comfort
Jan63Cool
Feb62Cool
Mar65Cool
Apr69Refreshing
May76Warm
Jun82Warm
Jul84Tropical
Aug85Tropical
Sep83Tropical
Oct78Warm
Nov71Refreshing
Dec66Cool

UV index in Panama City in July

LowModerateHighVery highExtreme

Clear-sky midday UV in July peaks around 10 (very high — sun protection essential). The full-year curve, shaded by WHO exposure level, is below.

Under clear skies, the midday UV index in Panama City peaks around June 19 at about 10 (extreme) — sunscreen, a hat and midday shade are essential. It bottoms out near December 19 at about 4 (moderate).

The index reaches 3 or more — the level where the WHO recommends sun protection — every month of the year.

025710JanFebMarAprMayJunJulAugSepOctNovDecModerateHighVery highVery highHighModerateJun 19UV 10Dec 19UV 4
UV index (midday)Level
Jan4Moderate
Feb6High
Mar7Very high
Apr9Very high
May9Very high
Jun10Extreme
Jul10Very high
Aug9Very high
Sep8Very high
Oct6High
Nov5Moderate
Dec3Moderate

Air quality in Panama City in July

GoodModeratePoorUnhealthyVery unhealthy

Average fine-particle pollution (PM2.5) through the year — so you can see where July falls, not just the annual average.

Air quality in Panama City is worst in July — around 19 µg/m³ PM2.5 (moderate), about 2.6× the cleanest month (December, 7 µg/m³).

Modeled monthly averages (CAMS reanalysis, 2015–2024).

0102030JanFebMarAprMayJunJulAugSepOctNovDecGoodModerateGoodModerateGoodJul 1618 µg/m³Dec 127 µg/m³
PM2.5 (µg/m³)Level
Jan9Good
Feb16Moderate
Mar14Moderate
Apr10Good
May12Moderate
Jun16Moderate
Jul19Moderate
Aug15Moderate
Sep10Good
Oct7Good
Nov8Good
Dec7Good
Location & terrain

Where is Panama City?

Panama City sits at 30.2°N, 85.7°W, 26 ft above sea level, in United States. The nearest listed city is Lynn Haven, 6.2 mi away.

Topography around Panama City

How much the land rises and falls, and what covers it, within 2, 10 and 50 miles of Panama City.

Within 2 miles, the terrain around Panama City has only modest variations in elevation — a maximum elevation change of 92 ft around an average of 26 ft above sea level; within 10 miles, only modest variations in elevation — a maximum elevation change of 141 ft; within 50 miles, only modest variations in elevation — a maximum elevation change of 377 ft.

The land around Panama City is covered by artificial surfaces (34%) and water (33%) within 2 miles, water (46%) and trees (26%) within 10 miles, and trees (54%) and water (34%) within 50 miles.

2 miles
92 ft
10 miles
141 ft
50 miles
377 ft
treesgrasslandcroplandartificial surfacesbare terrainwaterwetland
July weather nearby: Lynn Haven 6.2 mi · Santa Rosa Beach 38 mi · Fort Walton Beach 60 mi · Wright 62 mi · Crestview 68 mi · Navarre 74 mi · Dothan 75 mi · Enterprise 81 mi

United States travel facts

Power plugs
Type A / B
120 V · 60 Hz
Prices
≈ 100% of US
price level, 2025
GDP per capita
$90,027
2025
Happiness
6.8 / 10
World Happiness, 2025
Safe drinking water
98%
of population, 2024
Homicide rate
5.8
per 100k, 2023
Road deaths
12.7
per 100k/yr, 2019
Income group
High
World Bank
Religion
Protestant 47%unaffiliated 23%Roman Catholic 21%Jewish 2%

Sources: World Bank, US State Department, World Happiness Report, WHO/UNICEF, EF EPI, CIA World Factbook.

Data sources

Temperature, precipitation, cloud, humidity, wind and solar figures are a 1991–2020 climatology for Panama City (30.1595°, -85.6598°, elevation 26 ft), computed from hourly ERA5 reanalysis — contains modified Copernicus Climate Change Service information. Sun figures are astronomical calculations, not observations. City data © GeoNames, CC BY 4.0. Map outlines from Natural Earth (public domain); interactive map © Google. Tropical-cyclone seasons are the published climatological basin seasons (NOAA National Hurricane Center / regional warning centres). Sea temperatures are the NOAA OISST v2.1 1991–2020 monthly climatology (public domain), sampled at the nearest ocean point. UV index is derived from CAMS (Copernicus Atmosphere Monitoring Service) clear-sky UV data — contains modified Copernicus Atmosphere Monitoring Service information. Monthly air-quality (PM2.5) seasonality is from the CAMS EAC4 reanalysis (Copernicus Atmosphere Monitoring Service), scaled to the WHO annual mean where available. Topography is sampled from the Copernicus DEM GLO-90 elevation model (© ESA/Airbus) and ESA WorldCover 2021 land cover (CC BY 4.0).