Panama City weather in October

In October, Panama City sees average daytime highs of 77°F and overnight lows near 65°F, with 3.5 in of rain across 6.4 wet days and about 11.3 hours of daylight. It is the 6th-warmest and 9th-wettest month of the year here.

Highs ease over the month, from about 81°F in the first days to 73°F by the end. The sky is clear or mostly clear about 56% of the time in October, and the air most often feels muggy.

Daylight stretches from about 11 h 42 min at the start of October to 10 h 48 min by month's end. Set against the rest of the year, October is Panama City's 1st-clearest and 7th-windiest month. For the whole year in context, see Panama City's year-round climate.

Daytime high
77°
6th warmest
Overnight low
65°
7th coldest
Rainfall
3.5 in
6.4 wet days
Daylight
11 h 18 min
5:50 AM – 5:05 PM
Cloud cover
41%
1st clearest
Wind
9 mph
7th windiest
Solar energy
4.37 kWh/m²
Travel score
7.6
out of 10

Panama City is city in and county seat of Bay County, Florida, United States.

Density
417/km²
people per km²
Founded
1909

Air quality: WHO Ambient Air Quality Database. Density & description: Wikidata (CC0), GeoNames.

Temperature in October

Average highAverage lowShaded bands: 10–90% of days

Highs ease over the month, from about 81°F in the first days to 73°F by the end.

A typical October day in Panama City reaches about 77°F in the afternoon and slips back to 65°F overnight — a 12°F spread between the day's warmth and the night's chill. On most days the high lands between 71°F and 83°F. Set against its neighbours, October runs about 6°F cooler than September and about 8°F warmer than November.

50°60°70°80°151015202531
Avg high (°F)Avg low (°F)
18171
28170
38170
48070
58069
68069
78069
87968
97968
107968
117967
127867
137867
147866
157866
167765
177765
187765
197664
207664
217664
227663
237563
247563
257562
267462
277462
287461
297361
307361
317360

How October really feels in Panama City

Once humidity and wind are folded in, October averages 0 days that feel above 90°F and 0 that feel at or below 32°F — the comfort signal a plain temperature reading hides.

Days feeling ≥ 90°F
0
heat index over the day's high
Days feeling ≤ 32°F
0
wind chill below the day's low

October sits comfortably in between — no days that feel dangerously hot or drop to a hard freeze once humidity and wind are folded in.

Panama City weather by month

How October compares with the rest of the year at a glance. October is the 6th-warmest and 9th-wettest month here — the current month is highlighted below.

MonthHigh / Low (°F)Rainfall (inches)Wet daysDaylight (hours)Travel score
Jan60° / 48°4.7910.35.1
Feb63° / 51°4.47.810.95.8
Mar67° / 56°4.98.211.86.7
Apr73° / 62°3.26.912.77.5
May79° / 70°2.57.713.57.2
Jun84° / 76°4.815.513.95.0
Jul85° / 78°5.620.213.74.0
Aug85° / 78°6.520.413.14.0
Sep84° / 74°5.01212.25.5
Oct77° / 65°3.56.411.37.6
Nov69° / 56°2.96.910.57.1
Dec63° / 51°4.28.610.15.8

Cloud cover in October

ClearMostly clearPartly cloudyMostly cloudyOvercast

The sky is clear or mostly clear about 56% of the time in October, the clearest month of the year.

Beyond those clear spells, partly cloudy skies cover about 12% of October, with mostly cloudy or overcast conditions the remaining 32%.

0%25%50%75%100%151015202531
Clearer (%)Cloudier (%)
16238
26238
36238
46337
56337
66436
76535
86535
96535
106634
116733
126832
136931
147030
157129
167129
177129
187129
197129
207129
217129
227129
237129
247129
257030
267030
276931
286832
296832
306832
316733

Chance of precipitation in October

Any precipitation

Panama City gets around 3.5 in of rain over 6.4 wet days in October. The line is the day-by-day chance of measurable precipitation.

Day to day, the chance of measurable rain averages around 22% and peaks near 28% on the wettest days.

0%10%20%30%40%151015202531
Rain chance (%)
128
227
326
425
525
624
724
823
923
1022
1122
1222
1321
1421
1520
1620
1719
1819
1919
2019
2119
2219
2319
2419
2520
2620
2720
2820
2920
3021
3121

Humidity in October

DryComfortableHumidMuggyOppressiveMiserable

Most of October feels muggy — the stacked bands show each day's mix of comfort levels, read off the dew point.

By dew point, October lands in the muggy band about 26% of days. Sticky, muggy-or-worse air turns up on roughly 46% of them.

0%25%50%75%100%151015202531
Dry (%)Comfortable (%)Humid (%)Muggy (%)Oppressive (%)Miserable (%)
18111324386
28111425376
39111525355
49111626335
510111726324
610111827304
710111927284
811112028274
912112028253
1012122129233
1113122129213
1214122229203
1316132229183
1417132229172
1518132229162
1620142228142
1721142228132
1822152128131
1924152127121
2025152127111
2126162125111
2228162026101
2329162025100
243016202590
253215192490
263215192490
273415192390
283515192380
293615182380
303715182280
313914172180

Wind in October

Winds average 9 mph in October.

Across October, daily wind ranges from about 8 mph on the calmest days to 9 mph at its breeziest. It stays fairly steady from day to day.

051015151015202531
Wind speed (mph)Feels
19light breeze
29light breeze
39light breeze
49light breeze
59light breeze
69light breeze
79light breeze
89light breeze
99light breeze
109light breeze
119light breeze
129light breeze
139light breeze
149light breeze
158light breeze
168light breeze
178light breeze
188light breeze
198light breeze
209light breeze
219light breeze
229light breeze
239light breeze
249light breeze
259light breeze
269light breeze
279light breeze
289light breeze
299light breeze
309light breeze
319light breeze

Sunrise & sunset in October

DaylightNight

Daylight runs from about 11 h 42 min at the start of October to 10 h 48 min by month's end. The lit band spans sunrise to sunset each day.

Days shrink by about 54 minutes over October. Sunrise moves from 5:40 AM to 6:01 AM, and sunset from 5:23 PM to 4:51 PM.

12 AM4 AM8 AM12 PM4 PM8 PM12 AM151015202531
Daylight (h)Sunrise (AM)Sunset (PM)
111.75:405:23
211.75:415:22
311.65:415:20
411.65:425:19
511.65:435:18
611.65:435:17
711.55:445:16
811.55:455:14
911.55:455:13
1011.45:465:12
1111.45:475:11
1211.45:475:10
1311.35:485:09
1411.35:495:08
1511.35:495:06
1611.35:505:05
1711.25:515:04
1811.25:515:03
1911.25:525:02
2011.15:535:01
2111.15:545:00
2211.15:544:59
2311.15:554:58
2411.05:564:57
2511.05:574:56
2611.05:574:55
2710.95:584:55
2810.95:594:54
2910.96:004:53
3010.96:004:52
3110.86:014:51

Solar energy in October

Daily solar energy (kWh/m²)

Average shortwave solar energy reaching the ground each day in October, about 4.37 kWh/m².

For context, solar energy here swings from a low near 2.86 kWh/m² to a high of 6.6 kWh/m² in May across the year — October's 4.37 kWh/m² falls in the middle.

024151015202531
Solar energy (kWh/m²)Level
14.6Bright
24.6Bright
34.6Bright
44.6Bright
54.6Bright
64.5Bright
74.5Bright
84.5Bright
94.5Bright
104.5Bright
114.5Bright
124.5Bright
134.5Bright
144.4Bright
154.4Bright
164.4Bright
174.4Bright
184.4Bright
194.4Bright
204.3Bright
214.3Bright
224.3Bright
234.2Bright
244.2Bright
254.2Bright
264.1Bright
274.1Bright
284.1Bright
294.0Bright
304.0Bright
314.0Moderate
Planning a trip in October

Hazard calendar for Panama City

In seasonPeak

In October, Panama City sits inside its atlantic hurricane season. The full year is below, with each hazard's peak months called out.

Panama City sits in the Atlantic hurricane belt; the season peaks August–October.

Atlantic hurricane
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Is October a good time to visit Panama City?

Our two travel scores rate October for general sightseeing and for beach or pool weather — 0 (poor) to 10 (ideal).

7.6
Sightseeing
1st-best month of the year
6.8
Beach & pool
2nd-best month of the year

October is one of the better times to visit Panama City for general sightseeing. The water and warmth also suit a beach or pool day.

What to pack for Panama City in October

From October's temperature range, rain chance, sun and wind — what's worth putting in the bag.

In October, Panama City sees daytime highs around 77°F and nights near 65°F. Worth packing: light clothes. About 6 days see rain.

light clothes

Sea temperature near Panama City in October

The nearest coast averages about 78°F in October — the other half of the beach question. The full-year curve and swim-comfort zones are below.

The sea offshore is warmest in August at about 85°F and coldest in February near 62°F.

It's comfortable for a long swim from Apr 8 to Dec 6 — about 8 months when the water holds above 68°F.

60°70°80°90°JanFebMarAprMayJunJulAugSepOctNovDecbracingcoolrefreshingwarmtropicalcomfortable to swim
Sea temperature (°F)Comfort
Jan63Cool
Feb62Cool
Mar65Cool
Apr69Refreshing
May76Warm
Jun82Warm
Jul84Tropical
Aug85Tropical
Sep83Tropical
Oct78Warm
Nov71Refreshing
Dec66Cool

UV index in Panama City in October

LowModerateHighVery highExtreme

Clear-sky midday UV in October peaks around 6 — enough to warrant sun protection. The full-year curve, shaded by WHO exposure level, is below.

Under clear skies, the midday UV index in Panama City peaks around June 19 at about 10 (extreme) — sunscreen, a hat and midday shade are essential. It bottoms out near December 19 at about 4 (moderate).

The index reaches 3 or more — the level where the WHO recommends sun protection — every month of the year.

025710JanFebMarAprMayJunJulAugSepOctNovDecModerateHighVery highVery highHighModerateJun 19UV 10Dec 19UV 4
UV index (midday)Level
Jan4Moderate
Feb6High
Mar7Very high
Apr9Very high
May9Very high
Jun10Extreme
Jul10Very high
Aug9Very high
Sep8Very high
Oct6High
Nov5Moderate
Dec3Moderate

Air quality in Panama City in October

GoodModeratePoorUnhealthyVery unhealthy

Average fine-particle pollution (PM2.5) through the year — so you can see where October falls, not just the annual average.

Air quality in Panama City is worst in July — around 19 µg/m³ PM2.5 (moderate), about 2.6× the cleanest month (December, 7 µg/m³).

Modeled monthly averages (CAMS reanalysis, 2015–2024).

0102030JanFebMarAprMayJunJulAugSepOctNovDecGoodModerateGoodModerateGoodJul 1618 µg/m³Dec 127 µg/m³
PM2.5 (µg/m³)Level
Jan9Good
Feb16Moderate
Mar14Moderate
Apr10Good
May12Moderate
Jun16Moderate
Jul19Moderate
Aug15Moderate
Sep10Good
Oct7Good
Nov8Good
Dec7Good
Location & terrain

Where is Panama City?

Panama City sits at 30.2°N, 85.7°W, 26 ft above sea level, in United States. The nearest listed city is Lynn Haven, 6.2 mi away.

Topography around Panama City

How much the land rises and falls, and what covers it, within 2, 10 and 50 miles of Panama City.

Within 2 miles, the terrain around Panama City has only modest variations in elevation — a maximum elevation change of 92 ft around an average of 26 ft above sea level; within 10 miles, only modest variations in elevation — a maximum elevation change of 141 ft; within 50 miles, only modest variations in elevation — a maximum elevation change of 377 ft.

The land around Panama City is covered by artificial surfaces (34%) and water (33%) within 2 miles, water (46%) and trees (26%) within 10 miles, and trees (54%) and water (34%) within 50 miles.

2 miles
92 ft
10 miles
141 ft
50 miles
377 ft
treesgrasslandcroplandartificial surfacesbare terrainwaterwetland
October weather nearby: Lynn Haven 6.2 mi · Santa Rosa Beach 38 mi · Fort Walton Beach 60 mi · Wright 62 mi · Crestview 68 mi · Navarre 74 mi · Dothan 75 mi · Enterprise 81 mi

United States travel facts

Power plugs
Type A / B
120 V · 60 Hz
Prices
≈ 100% of US
price level, 2025
GDP per capita
$90,027
2025
Happiness
6.8 / 10
World Happiness, 2025
Safe drinking water
98%
of population, 2024
Homicide rate
5.8
per 100k, 2023
Road deaths
12.7
per 100k/yr, 2019
Income group
High
World Bank
Religion
Protestant 47%unaffiliated 23%Roman Catholic 21%Jewish 2%

Sources: World Bank, US State Department, World Happiness Report, WHO/UNICEF, EF EPI, CIA World Factbook.

Data sources

Temperature, precipitation, cloud, humidity, wind and solar figures are a 1991–2020 climatology for Panama City (30.1595°, -85.6598°, elevation 26 ft), computed from hourly ERA5 reanalysis — contains modified Copernicus Climate Change Service information. Sun figures are astronomical calculations, not observations. City data © GeoNames, CC BY 4.0. Map outlines from Natural Earth (public domain); interactive map © Google. Tropical-cyclone seasons are the published climatological basin seasons (NOAA National Hurricane Center / regional warning centres). Sea temperatures are the NOAA OISST v2.1 1991–2020 monthly climatology (public domain), sampled at the nearest ocean point. UV index is derived from CAMS (Copernicus Atmosphere Monitoring Service) clear-sky UV data — contains modified Copernicus Atmosphere Monitoring Service information. Monthly air-quality (PM2.5) seasonality is from the CAMS EAC4 reanalysis (Copernicus Atmosphere Monitoring Service), scaled to the WHO annual mean where available. Topography is sampled from the Copernicus DEM GLO-90 elevation model (© ESA/Airbus) and ESA WorldCover 2021 land cover (CC BY 4.0).